The fast, flexible loan management ledger designed for private lenders, landlords, micro-financiers, and P2P lenders. Track EMIs, interest schedules, and outstanding balances in real-time, completely isolated and secure.
Manage your entire lending operation in a single platform, with zero paperwork, no KYC bloat, and offline-first capabilities.
Support for multiple collection models: Interest Only, Flat Interest EMI, Reducing Balance EMI, and manual Custom Payment Plans.
Register customers in under 30 seconds with just their name and phone number. Keep a permanent archive of transaction and loan histories.
Collect daily, weekly, monthly, or create custom payment dates. Choose fixed-day cycles or let the app automatically shift end-of-month dates (e.g., 31 Jan to 28 Feb).
Secure authentication via Google. Your data is isolated per account and securely backed up with encryption on Supabase.
Handle edge cases effortlessly. Record multiple payments per day, process partial installments, and close or renew loans dynamically.
Never lose track of collections. Receive automated in-app alerts and directly share clean ledger breakdowns to WhatsApp with your borrowers.
Test your loan structures and calculate interest schedules using our interactive calculator below.